In 2025, when the cryptocurrency market is volatile, the transparency and security of the exchange's reserves have become the "lifeline" for users to choose a platform.
Gate.io's latest reserve report has caused a stir in the industry: the total reserve amounted to $10.865 billion, the excess reserve amount was $2.415 billion, and the total reserve rate was 128.57%, a leapfrog growth of 67.3% and 179.8% compared with the total amount of $6.49 billion and the excess reserve amount of $863 million in May 2024. This data not only refreshed the platform's historical record, but also built a "triple security lock" for user assets with "security redundancy" far exceeding the industry average.
The first lock: a geometrically growing reserve system
Scale leap and industry benchmarking
Gate.io's total reserve amount soared from $6.49 billion in May 2024 to $10.865 billion, an increase of 67.3%, far exceeding the average growth rate of 30% of the top exchanges in the same period. Its reserve ratio of 128.57% (customer net balance of 8.45 billion) is significantly higher than the 100% standard generally adopted by the industry, which means that for every $1 deposited by a user, Gate.io actually holds $1.28 in assets as a guarantee. In contrast, the Q1 report of 2025 shows that its reserve ratio has increased from 115.34% to 128.58%, and the excess reserve ratio has increased from 13.3% to 28.58%, confirming that its "safety cushion" continues to grow.
Full currency coverage and transparent verification
The types of assets covered by the reserve fund have been expanded from 209 in 2024 to 229, covering mainstream currencies such as BTC, ETH, USDT and emerging on-chain assets, and the reserve ratio of each asset exceeds 100%. Users can verify in real time through on-chain verification tools to completely break the doubts of "black box operation".
The second lock: the strategic value of excess reserves
A "moat" against extreme risks
The excess reserves of $2.415 billion (accounting for 22.2% of the total reserves) reserve sufficient buffer for market black swan events. For example, in the OM token flash crash of 90% in April 2025, Gate.io quickly launched a liquidity support mechanism with excess reserves to avoid the loss of user assets, highlighting its "prepare for a rainy day" risk control philosophy.
Income feedback and ecological linkage
Excess reserves generate income through financial management, staking and other channels, and part of it is fed back to users. For example, the USDT current interest rate of Gate.io Yubibao has reached 50% annualized, partly due to the flexible operation of excess reserves. In addition, LaunchPool, HODLer Airdrop and other products supported by excess reserves have issued more than $14 million in airdrop rewards in Q1 2025, forming a positive cycle of "safety-income".
The third lock: the underlying support of compliance and global layout
Compliance license and asset isolation
Gate.io acquired the Japanese licensed exchange Coin Master and obtained licenses from Dubai and other countries, deeply binding reserve fund management with local regulatory requirements to achieve asset isolation and special funds for special purposes. This "compliant reserve" model lays the foundation for its expansion in strict regulatory markets such as Europe and the United States.
Technology-driven risk control upgrade
Combined with smart contract auditing and dynamic monitoring systems, Gate.io implements on-chain tracking of reserve fund flows. For example, the multi-dimensional on-chain analysis tool launched in Q1 2025 can identify abnormal transfers in real time to prevent reserve funds from being misappropriated.
User benefits: from "safety rigid demand" to "wealth opportunity"
Asset hedging under extreme market conditions
When the market appears similar to sUSD de-anchoring (5.8% plunge in April 2025) or the RWA project collapses, the high reserve rate ensures that user withdrawal needs are met first to avoid a run crisis.
The underlying logic of doubling returns
Excess reserves are converted into user returns through products such as structured financial management and quantitative funds. For example, the "High Yield Zone" of Gate Wealth Management provides large and stable returns based on the reserve pool, which can reach 2-3 times the industry average on an annualized basis.
"Brand Premium" of Long-term Trust
The record of zero safety accidents in 12 years, coupled with the continuously growing reserve data, makes Gate.io the first choice for "conservative" investors. The price of its GT token will increase by nearly 70% in 2025, partly due to the market's recognition of its reserve strength.
Redefining Exchange Security Standards
Gate.io's 10 billion-level reserve system is not only a "vault" for digital assets, but also a "definer" of industry security standards. From scale leap to excess reserves, from compliance layout to return of returns, it reconstructs user value with a "triple lock" architecture - providing certainty of security and growth in an uncertain market. While other platforms are still chasing traffic, Gate.io has proved with a reserve ratio of 128.57% that a true moat begins with extreme respect for user assets.