Alibaba's cross-border e-commerce division plans to launch an AI subscription service and a stablecoin-like payment system.

According to CNBC, Alibaba Group Holding Limited's cross-border e-commerce business unit is actively investing in artificial intelligence (AI), planning to launch an AI-based subscription service.

Simultaneously, the unit has partnered with JPMorgan Chase to pilot a "stablecoin-like" payment solution aimed at optimizing cross-border settlement processes in global trade. The AI subscription service is expected to provide merchants with smarter supply chain management, market insights, and customer behavior analysis, further empowering SMEs to expand into international markets.

Regarding payment innovation, the digital payment tools being tested by both parties will address pain points common in traditional cross-border transactions, such as large exchange rate fluctuations and long settlement cycles.

In the future, corporate clients are expected to leverage this new payment method to complete international trade and service procurement more efficiently and at lower costs, thereby effectively controlling financial risks and improving capital turnover efficiency.

These initiatives signify Alibaba's continued commitment to upgrading its cross-border e-commerce infrastructure through technological innovation, integrating AI and fintech to further solidify its competitiveness in the global digital trade ecosystem.