华夏银行牵头簿记发行「区块链+数字人民币」债券

Recently, Huaxia Bank, acting as the lead bookrunner, successfully completed a landmark financial bond issuance project.

This bond issuance innovatively adopted a dual-technology integration model of "blockchain bookkeeping + digital RMB collection," a first of its kind nationwide, marking a significant breakthrough in the application of financial technology in the bond issuance field.

The final issuance size of the bond reached 4.5 billion yuan, with the issuer being Huaxia Financial Leasing Co., Ltd., a subsidiary of Huaxia Bank. The bond was originally planned for 3 billion yuan, with a 1.5 billion yuan over-allotment option.

Due to the enthusiastic market response, the over-allotment option was fully exercised, resulting in a full issuance. The bond has a 3-year term and a coupon rate locked at 1.84%, demonstrating strong market acceptance and cost advantages.

The core innovation of this issuance lies in the deep integration of two major technologies:

firstly, relying on blockchain technology to achieve real-time on-chain information recording, multi-point storage, and immutability throughout the issuance process, allowing investors to query information at any time, greatly enhancing the transparency and credibility of the issuance process;

secondly, the raised funds were collected through the digital RMB system, directly achieving efficient fund transfer from investor accounts to the issuer, eliminating multiple layers of agency clearing in the traditional model.

This not only significantly improves the efficiency of fund settlement but also further strengthens the traceability and security of the entire fund path.

The successful issuance of this bond is not only an important practice for Huaxia Bank in the application of financial technology innovation but also provides a replicable example for the digital transformation of bond market infrastructure, and has a positive demonstrative significance for promoting the integrated application of the capital market and the central bank's digital currency.