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The US FDIC is developing guidelines for "deposit tokenization insurance," emphasizing that on-chain deposits are legally consistent with traditional deposits.
国联邦存款保险公司(FDIC)代理主席 Travis Hill 表示,机构正着手制定“存款代币化保险”指南,为计划拓展数字资产业务的金融机构提供监管方向。Hill 强调,存款无论在传统金融体系还是迁移至区块链或分布式账本,其法律性质都应保持不变。
12月17日消息,据The Block报道,美国联邦存款保险公司(FDIC)正推进实施今年夏天通过成为法律的稳定币法案的部分内容。周二,FDIC董事会批准了一项拟议规则制定通知,该通知为机构通过子公司发行支付稳定币设定了申请流程。该机构正就这项拟议规则征集公众意见。
On December 17, The Block reported that the Federal Deposit Insurance Corporation (FDIC) is moving forward with implementation of parts of the stablecoin bill that will become law this summer.
据CoinDesk报道,美股上市金融科技公司 SoFi Technologies(SOFI)已推出美元稳定币 SoFiUSD,旨在为银行、金融科技公司及企业级平台提供更快速、更低成本的资金流转解决方案。该稳定币由 SoFi Bank 发行。SoFi Bank 是一家获得美国国家银行牌照、并由 FDIC 承保的金融机构,这使其成为首家向外界开放稳定币基础设施的美国国家级银行。SoFiUSD 目前将仅用于内部使用,预计将在未来几个月内向更广泛的SoFi用户开放。
According to CoinDesk, SoFi Technologies (stock code: SOFI), a US-listed fintech company, recently launched its USD stablecoin, SoFiUSD.
On December 18, the Federal Reserve announced the withdrawal of a restrictive policy statement issued in 2023 that had imposed a "strong objection presumption" on state member banks' involvement in the crypto industry.
12月18日,美联储宣布撤回2023年出台的一项限制性政策声明,该政策曾对州成员银行参与加密行业设定「强烈反对推定」。美联储表示,此举反映了其对相关风险认知的变化,并以更具灵活性的 2025 年新版政策取而代之。这一调整被视为美国监管环境持续转向的又一信号,背景是特朗普政府对数字资产行业的公开支持。
According to CoinDesk, a recent report from Bank of America indicates that the U.S. banking industry is moving towards a multi-year on-chain transformation as U.S. crypto regulation moves from discussion to implementation.
据CoinDesk报道,美国银行最新报告指出,随着美国加密监管从讨论转向实施阶段,美国银行业正迈向多年链上转型。美国货币监理署(OCC)已向五家数字资产公司授予有条件的国家信托银行执照,这标志着联邦层面开始接受稳定币和加密托管业务。
Released at 5:30 PM EST, the Federal Reserve Board announced on Thursday that it was withdrawing its guidance on banks’ crypto asset and dollar token activities and revoking related adjustments to its expectations for these activities, acco
美国东部时间下午 5:30 发布,据官方报道,美联储委员会周四宣布撤销针对银行加密资产和美元代币活动的相关指导意见,并撤销了对这些活动预期的相关调整。这些举措旨在确保委员会的预期与不断变化的风险保持一致,并进一步支持银行体系的创新。